Annuity Brokers

Annuity brokers sell annuities. They serve as the liaison between the insurance company offering these investment opportunities, and you, the investor. Their job is to understand your needs, your financial possibilities, and help you achieve your retirement goals. For this service, they will receive a commission on the transaction. This commission is typically built into the annuity.

Recent years have seen the arrival of the "web broker," or, in a sense, no broker at all. Through a web broker, the investor chooses an annuity directly through an insurance company's website. The selling point with such a set-up is that there should be a greater rate of return since the investor is essentially cutting out the middleman. This may sound appealing, but there are severe drawbacks.

Working with a Licensed Broker
For one, only a licensed broker will be able to best guide you through the different annuities on the market and search all available annuities, not just those offered by a particular company. In the long term, this may turn out to be a much better deal. We never charge fees for our annuities and we pay commissions to agents.

When working with an annuity broker, make sure they are licensed to do business in your state. Make sure also that they are an independent broker, with your best interests at heart. That is exactly what you'll find at AnnuitySearch.com.