Fixed annuity rates are the linchpin of annuities. The reason you have invested money in an annuity is not only to provide a payment stream, but also to see your money grow. The higher the rate of return, the more money you make. But getting that higher rate may mean sacrificing flexibility, and penalties incurred may effectively mean you lose out. What looks like a lower rate may actually yield more money in the long term.

What Will a Rate Truly Yield?
When considering the rate of return, bear a few things in mind. The money you have deposited, for starters, will be growing tax-free, so what looks like a low rate will actually be doing better than it seems. Consider also how the rate will hold up against inflation.

If you have purchased a fixed annuity, the rate will never change, and you must project what the money will be worth when you begin withdrawals. At AnnuitySearch.com, we look for all types of annuities and will work to find the right one for your financial picture. The market is constantly fluctuating and offering different vehicles for investment.

Unless you are a financial professional, it may be hard to understand the subtle differences between different annuities and the rates they offer. There are literally thousands of annuities available, from over a hundred insurance companies. Let us help you find the right one.